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P.O. Box 68 Newton, NJ 07860 Phone 973-940-1851 Fax 973-940-1852 |
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P.O. Box 68 Newton, NJ 07860 Phone 973-940-1851 Fax 973-940-1852 |
The Benefits of Self-Insurance
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Retention of investment income |
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Lower cost of insurance services - usually 20% or more savings over insurance companies |
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Greater control over claims |
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Reduced surcharges and taxes |
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Retention of Profits |
Self-insurance involves modest risk, but it is a cost effective alternative
for most businesses since self-insurance
provides savings and price stability over traditional insurance.
Although a poorly designed plan, mishandled claims or just unusually severe
or frequent claims during one year
can result in higher costs, these costs, if they occur, can be overcome in
future years.
Insurance companies realize that over time a profit is inevitable. Through self-insurance those profits can belong to you the client.
D & H will assist you in choosing and setting up the
appropriate alternative
program that will fit your company or corporate needs.
For more information, please contact a
D&H marketing representative at 973-940-1851
Send E-mail to D&H